Credit Card Authorization Forms and Templates

Credit Card Authorization Forms and Templates

The credit card authorization form usually enables the third to pay via credit card information and a person’s written consent. Bear in mind that this can recur either monthly, weekly or even a single time. Most people use credit card authorization forms and templates, especially when authorizing subscriptions, which are likely to be renewed monthly, such as gym payments or rent.

The business usually fills this document, specifically in a written format. After that, a cardholder has to sign it out. Therefore, if you are not familiar with this form, keep calm because this article has you covered.

What Is Credit Card Authorization?

A credit card authorization refers to a credit card or debit card purchase with approval from the bank, which offered the client’s payment card to the merchant. You must know that credit card authorizations are part of the electronic payment process.

What is a Credit Card Authorization Form?

A credit card authorization form is a document offering a business the permission to charge a client’s card for a specific duration written in the form. Furthermore, it enables the business to charge their cardholders periodically, weekly, monthly, or annually.

Credit Card Authorization Forms and Templates

credit card authorization form template #01

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Credit Card Authorization Form #07

ACH Payment Authorization

Authorization for Credit Card Use

Credit Card Approval and Signature Authorization Form

Credit Card Authorization Consent Form


Credit Card Authorization

Credit Card Guarantee of Payment

Credit Card Payment Authorization Form

Credit Card Recurring Payment Authorization Form

One Time Credit Card Payment Authorization Form


    When and Why Use a Credit Card Authorization Form

    When a business needs to charge a client or customer without their credit card at hand, they usually use a credit authorization form. However, business personals using these criteria are sometimes at risk. Chargebacks are one of the primary risks you are likely to experience in the business. Chargeback is the return of capital to the transaction payer. You must understand that chargebacks protect clients against fraud activities and unauthorized transactions. Chargebacks usually result from customers disputing charges from a specific business, hence inquiring the card issuer to cancel the transaction.

    In many cases, chargebacks cause challenges since the funds are usually held until the card’s issuer finalizes the entire process, which incorporates much paperwork and time. Fortunately, the chargeback issue is usually solved using a credit card authorization form because it ensures that the card owners reject chargebacks. After all, they have signed to charge cardholders.

    Note: Credit card authorization cards solve the issue of chargebacks by making sure the card owner disproves chargebacks since they have signed to charge their cardholder.

    Types of Credit Card Authorization Form (We will write short des on each type)

    There are four main types of credit card authorization forms. They include:

    Recurring ACH authorization: Offers the bank account information when processing payments periodically.

    1- time ACH authorization: This type of card authorization card is usually used when making a one-time payment through a bank account by offering routing and account numbers.

    Recurring credit card authorization: It refers to an act of using a business’s and personal credit cards, more so for a charge that is likely to recur for a while, such as weekly, monthly, or even annually.

    1- time credit card authorization: This kind of credit card authorization form stands for a charge made for one payment on the credit card.

    There are two additional types of credit card authorization forms, they include:

    • Hotel credit card authorization: The hotel credit card authorization is usually used by guests using the third party’s card for hotel accommodation.
    • Airline credit card authorization: It can be utilized by any individual who wants to pay the airline ticket through paper form.

    Essential Elements of Credit Card Authorization Form

    Below are several crucial elements of a credit card authorization form:

    • Cardholder’s credit card information, such as card type, card number, the name on the card, and the expiration date.
    • Cardholder’s billing address
    • Merchant’s business information
    • A statement authorizing the business to charge the client card on file
    • Name as well as the cardholder’s signature
    • Date

    How to Accept a Payment?

    You might be understanding the credit card authorization form, but do you know how to accept a payment? Below are a few steps that will guide you on how to accept payment.

    Step 1- Sale point

    After the seller and the buyer have agreed on the purchase of services and goods. The filling of the credit card authorization form can commence immediately. However, the processor will require the information below:

    Bank account (ACH)

    • Account number
    • Routing number
    • Address of your account holder
    • The account holder’s name

    Debit/credit card

    • Billing address
    • Expiration date
    • 16-digit number
    • Cardholders name

    Step 2- Recurring or one-time charge

    Here, you need to specify if your account will be charged regularly or on a one-time payment.

    Step 3- Cardholders signs

    In this section, the cardholders must similarly sign the credit authorization form if they are using it for a hotel room authorization. Therefore, it is appropriate that you sign the form and fax it to your lodging establishment.

    How to Fill-out a Credit Card Authorization Form

    To fill out a credit card authorization form, you must download OpenDocument, MS Word (.docx), or Adobe PDF. Then, follow the steps above to fill out your credit card authorization.

    Step 1: Open, then download your authorization template

    As mentioned earlier, use the ODT button, Word, or PDF, which is likely to correspond to your preview image, especially on that specific page, to open the form and save it on your computer or machine. When filling out your form, ensure that you have the correct account information.

    Step 2: Specify the duration this payment recur or occur

    When filling out your credit card authorization form, you must provide a precise duration of how often this payment should occur. For example, suppose it is a recurring payment, then mark a check box labeled recurring charge. Likewise, if the payment you will be making is once, mark a check box 1- time charge. Bear in mind that a 1- time charge means that after payment, you will be unable to submit a similar payment using this authorization in the future.

    Step 3: State your Choice with the requested information

    After specifying the duration, the payment will be made. It would help to unveil a few basic facts about the amount and the parties involved. Each choice might require you to offer the same basic information. However, it is recommended that you provide information in a space attached to your choice check box. Therefore, make sure you start by finding the check box you marked earlier. Ensure you place the first, middle, and last name on your first blank space with a full name label.

    Proceed to the next space labeled the merchant’s name, offer the party’s legal name when you are through. Likewise, you must also authorize a specific amount of money for payment under a line labeled amount in dollars. Do not forget to state the payment due date. Suppose you have made recurring charges. You must use empty spaces marked, month, week, or day and specify each month’s payment date.

    If you selected 1- time charge, enter your Calendar Date, when the third party should make their payments. Then, proceed and offer detailed information about payment under the section labeled description of services and goods.

    Step 4: Provide the billing information needed by your authorization process

    This section requires you to give basic information about the account holder. Suppose you are an account holder; you must put your signature on this document. Start with a space labeled billing address. Here, state the account holder’s unit number, street name/number, and the building number as indicated on the account used to pay the merchant.

    Below the street address, there is a blank space; use it to record your City, State, and zip code. It should be associated with the account holder’s billing address under a space labeled City, State, and zip. Remember to state the account holder’s email and number under the blank space labeled email and phone#.

    Step 5: Offer the payment method being authorized

    This step entails two boxes, the credit card and bank. Choose a single box and fill it out with the information required. Ensure you make the correct check box in this section. If you are approving the third party, it is appropriate that you use your checking or saving account for payment and mark the check box labeled Bank (ACH) and mark checking or savings.

    You will also need to state the account holder’s full name on a blank line termed the account’s name. After that, offer the name of the bank account under the bank name. Next, provide the routing and account number. Finally, if you use your credit card to authorize the third party, mark a check box with a discover, Amex, MasterCard, and Visa label from the right side of the document.

    Once you are through, state the credit card number you wish the payment should be made from on a space labeled account number. Last but not least, transcribe your credit card expiration date on a line labeled Exp. And fill in the three CVV digit codes associated with your credit card under a blank space labeled CVV.

    Step 6: Acknowledge your authorization for payment information

    To offer proof for approval, you should complete your acknowledgment statement. This should be after the dollar sign space. Commence with words such as you understand that the authorization has been made. And record the penalty to the account holder anytime the charges do not go through because of insufficient space. Contact the merchant to make this statement if this information is not available.


    What should be included in a credit card authorization form?

    A credit card usually includes:

    A cardholders’ credit information, like expiration date, card number, the name indicated on the card, and card type
    Merchants business information
    Billing information of the cardholder
    A statement authorizing the business to charge the client
    Name and the cardholder’s signature

    Is a credit card authorization form legal?

    A credit card authorization form is a legal document, which cardholder signs to offer the merchant permission to charge their credit or debit card. You can use this document for recurring or single transaction charges.

    Is it safe to send a credit card authorization form?

    Sending a credit card authorization form as a regular message is not recommended because it features sensitive information. In addition, by sending it, you would have exposed it to mail servers that handle the message throughout the process.

    Is it OK to send credit card details by email?

    When the customer has completed and signed a credit card authorization form, you must provide an encrypted secure email connection for them to send you via email. Furthermore, sending PDF through email is never a good idea unless the PDF comes with password protection, sent through a secure and encrypted email.

    What is the appraisal credit card authorization?

    The appraisal card authorization form protects the customer mortgage originators, who use borrower credit cards to make third-party services.

    Can your credit card be charged without your authorization?

    Your credit card cannot be charged without your authorization. According to the Electronic Funds Transfer, clients must offer consent before their debit or credit card is charged.


    A credit card authorization form has two main objectives, playing a significant role for merchants and businesses. First, it offers the business the authority to charge your credit card with you being present physically. On the other hand, it prevents fraudulent and unwanted chargebacks that are likely to cause disputes between a merchant processor and a business. For example, multiple chargebacks can make the merchant provider refuse to do business with you.